THE PRIVILEGE OF BEING ABLE TO HAVE DREAMS, IDEAS AND GOALS COME TO FRUITION, IS THE CORE OF WHAT WE ARE ABLE TO EXPERIENCE BECAUSE OF THE FREEDOMS THAT ARE OURS IN AMERICA.

- Denise Burnett Stewart

SMALL BUSINESS DRIVES THE AMERICAN ECONOMY. IT THRIVES AND SURVIVES NO MATTER WHAT MAY BE GOING ON IN THE MAIN ECONOMY.

- Dick Gadomski

UNLESS WE PROMOTE ENTREPRENEURSHIP, WE WILL NOT HAVE AN EXCITING BUSINESS ATMOSPHERE IN OUR COUNTRY.

- Allen B. Morgan, Jr.

Frank Cianciola

Banc3 Holdings, Inc.
Chairman of the Board, CEO, Founder

Frank J. Cianciola serves as Founder, Chairman of the Board and Chief Executive Officer of Banc3 Holdings, Inc. He began his financial services career at Union Planters in 1973 and from 1984-1992 he held a variety of executive positions with Commerce Union Bank (C&S Sovran). From 1992-1995, Cianciola served as CFO of The Memphis Group, Inc., a $60 million aerospace company. In 1995, he became CEO of Victory Bank and Trust, followed by his role as Founder, CEO and Chairman of Renasant Bank. Frank served on the publicly held Renasant (RNST) Bank’s Board from 2004 – 2009. Most recently, he served as Chairman and Vice Chairman of Metropolitan Bank.

Cianciola holds a Master of Science degree in Finance from The University of Memphis. He is a graduate of The Graduate School of International Banking (University of Virginia), The Graduate School of Commercial Lending (University of Oklahoma) and The Effective Executive Program (The Wharton School). Frank Cianciola has been Adjunct Instructor in the Department of Economics at the University of Memphis.

Cianciola is a past President of the Economic Club of Memphis; Regent at the Barrett School of Banking; served on the Leadership Council for Youth Villages and was the 2015 Chairperson for the Signature Chefs Annual fundraiser for the March of Dimes. Frank Cianciola is also involved with the Wolf River Conservancy, Church of the Holy Apostles and is a graduate of Leadership Memphis.

Description of Business:

Banking and Finance

Year Business Founded:

2015

Thoughts on Entrepreneurship:

Entrepreneurship involves risk taking but thoughtful strategy to mitigate risk.  Entrepreneurship requires vision, establishing goals, and then the hiring talented individuals of all ages, sex, and ethnicity with unique and diverse talents to get the desired results. Hiring people with good hearts, good minds, work ethic, and a team orientation create the culture to fit the vision.  Enthusiasm and “can do” attitudes are essential to the team to create value.  In today’s world, a major difference is that the hiring of IT competence has moved to a position of being second only to overall “A” rated talent.  Keeping the right talent fosters the ongoing culture needed to compete at the highest level against external competition.   Build, unite, and encourage personal growth and enjoy the journey.