THE PRIVILEGE OF BEING ABLE TO HAVE DREAMS, IDEAS AND GOALS COME TO FRUITION, IS THE CORE OF WHAT WE ARE ABLE TO EXPERIENCE BECAUSE OF THE FREEDOMS THAT ARE OURS IN AMERICA.

- Denise Burnett Stewart

SMALL BUSINESS DRIVES THE AMERICAN ECONOMY. IT THRIVES AND SURVIVES NO MATTER WHAT MAY BE GOING ON IN THE MAIN ECONOMY.

- Dick Gadomski

UNLESS WE PROMOTE ENTREPRENEURSHIP, WE WILL NOT HAVE AN EXCITING BUSINESS ATMOSPHERE IN OUR COUNTRY.

- Allen B. Morgan, Jr.

Frank Cianciola

Banc3 Holdings, Inc.
Chairman of the Board, CEO, Founder (Retired)

Frank J. Cianciola, Retired Founder, Chairman of the Board, and Chief Executive Officer of Bank3Holdings, Inc. He began his financial services career at Union Planters Bank in 1973, and from 1984 to 1992, he held a variety of executive positions with Commerce Union Bank. From 1992 to 1995, he served as Chief Financial Officer of The Memphis Group, Inc., an aerospace company. In 1995, he became President and CEO of Victory Bank and Trust, followed by his role as Founder, CEO, and Chairman of Renasant Bank, a Tennessee Corporation. Later, Frank served on the Board of publicly held Renasant Bank (RNST) from 2004 to 2009, and later as Chairman of The Metropolitan Bank.

Cianciola holds a Master’s Degree in Finance from the University of Memphis. He is a Certificate holder from the Graduate School of International Banking (University of Virginia), the Graduate School of Commercial Lending (University of Oklahoma), and the Wharton School Executive Program. He has been an Adjunct instructor in the Economics Department at the University of Memphis. He is a graduate of Leadership Memphis.

Cianciola is a past President of the Economic Club of Memphis, a Regent at the Barrett School of Banking, and a member of the Leadership Council at Youth Villages.

Description of Business:

Banking and Finance

Year Business Founded:

2015

Thoughts on Entrepreneurship:

Entrepreneurship is about vision, thought, goals, work ethic and some tolerance of risk. It requires recognizing personal strengths and weaknesses, hiring the talent to fill the weaknesses and the ability to enjoy the challenge and the journey.